- Midnight (CT) Saturday - Sunday: 8 AM. There is no minimum balance. Netspend is a registered agent of Republic Bank & Trust Company. After three months of on-time payments, plus at least $100 of the CD loan paid back, you can apply for the Self credit card. Transaction fees, terms, and conditions apply to the use and reloading of the Card Account. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. and record information that identifies each person who opens a Card Account. To participate in the Savings In those cases, the Brinks Prepaid Mastercard is a solid prepaid credit card that offers a bit more flexibility than some competitors with its pay-as-you-go plan and $10 negative balance cushion. However, if you choose a product and continue your application at a If Answer: I would suggest looking at the back of your card. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family. calculated on the Average Daily Balance(s) of the Savings Account and is paid quarterly. Here are some of the ways to add money to your Card Account once you've activated your Card and verified your identity.1, Add Money to your Brink's Money Prepaid Mastercard >. Because Savings (CT) brinksmoneypayroll@brinksinc.com www.brinkspayrollcard.com CompuSafe Customer Support These are some of the most common fees associated with the use of your Card. Brink's Home Security, the smart home technology company, is a separate company. without notice pursuant to applicable law. Their use does not signify or suggest the endorsement, The information, including card rates and fees, is accurate as of the publish date. This card allows you to enroll in direct deposit to get paid up to two days earlier. There is a signature transaction fee of $1.50 every time a merchant requires signature-based authentification. $3.00 per transfer. 1IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, represent all financial services companies or products. What bank is Brinks all access? 9. Odds of winning depend on the total number of entries received during each applicable entry period. but you may be able to use the Card for in-store purchase transactions. Order a Brink's Money Prepaid Mastercard and get the peace of mind you deserve. document.write(theYear); Republic Bank & Trust Company, Member FDIC. reduce the interest earned on the Savings Account. Brinks costs $39.99 to $49.99 a month, depending on which plan you choose. There's no interest or late fees because it's not a credit card. Why Should You Get a Business Credit Card? This feature drops your monthly plan to $5 a fee similar to other prepaid cards. 1. The Company you trust is offering you the features and benefits you deserve. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by. Use the Brink's Money Prepaid Mobile App to manage your Card Account on the go and enroll to get text message or email alerts (Message & data rates may apply.) 5 The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. Our editorial team does not receive direct compensation from our advertisers. Void where prohibited by law. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. Just direct deposit $500 or more in payroll or government benefits in a calendar month to your Card Account. Enroll in Direct Deposit to get yout paycheck or government benefits in your Card Account up to 2 days faster. However, it will not help you build credit and some online merchants don't accept prepaid cards. 6,000,608 and 6,189,787. Visit one of the over 130,000 Netspend Reload locations3, transfer2 money from a qualifying Get a free consultation from a leading tax expert, in You can also text to 469-513-8685. Bankrate.com is an independent, advertising-supported publisher and comparison service. To participate in the Savings Account program, Cardholder must consent to and continue receiving communications from us mostly not recommended You will need to pay $9.95, if you need a card replacement. Answer: It depends on the country where the card is issued. As far as rates and fees go, the Brinks Prepaid Mastercard is virtually identical to the Netspend Prepaid Visa. up to the coverage limit, currently $250,000.00. Through his thorough card reviews and product comparisons, Nouri strives to demystify personal finance topics and credit card terms and conditions to help readers save money and protect their credit score. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company, Member FDIC, pursuant to a license by Mastercard International Incorporated. We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. Our editorial team receives no direct compensation from advertisers, and our content is thoroughly fact-checked to ensure accuracy. Can You Build Credit With a Prepaid Credit Card? How to Find a Money Transfer Service Near Me? details about how and when you get rewarded. How Prepaid Debit Cards Can Help You Budget, Compare Credit Counseling Services Reviews, Expert Tips On Repairing Your Credit Score, Re-Establishing and Restoring Your Credit, Compare Debt Settlement Companies Reviews. transfers between Netspend Cardholders; a $4.95 fee applies to each such transfer conducted through a Brink's Customer Service agent. Adding money to your Brink's Money Prepaid Mastercard is convenient. Ends 1/31/22. It may be worth looking into another prepaid credit card with a more straightforward redemption option, such as cash back. Percentage taken of total check amount. delay availability of funds with or without notice. Our experts have been helping you master your money for over four decades. Were transparent about how we are able to bring quality content, competitive rates, and useful tools to you by explaining how we make money. 7. Card use subject to activation and identity verification. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. The Brinks Prepaid MasterCard comes with additional features. To order a Card, provide your name, mailing address and email address. See your Cardholder Agreement for details. Use of the Card Account is subject to activation, ID verification, and funds availability. Card may be used everywhere Debit Mastercard is accepted. 4. What to do when you lose your 401(k) match, California Consumer Financial Privacy Notice. by SuperMoney users with a score of -47, equating to 2.1 on a 5 point rating scale. Managing your money wherever, whenever. $10 purchase cushion offered at the bank's discretion to cover overdrafts. Account funds are withdrawn through the Card Account (maximum 6 such transfers per calendar month), Card Account transaction fees could Your wireless carrier may charge a fee for message and data usage. SuperMoney strives to provide a wide array of offers for our users, but our offers do not Points can be redeemed for cash back in the form of account credits, but you must log in to the Online Account Center or mobile app to see your other reward choices. Use of the Card Account is subject to activation, ID verification, and funds availability. Details about bill payment methods are available in the Online Account Center. In the US, different routing numbers may apply for different types of transactions and accounts. It's convenient and faster than waiting for a paper check in the mail! Unapproved checks will not be funded to your card. These are variable rates and may change theYear = now.getYear(); Business Loans for New Businesses: What You Need To Know ? These additional offers are similar to card-linked reward programs, like Amex Offers or Chase Offers. now = new Date(); However all credit card information is presented without warranty. If Cardholder is subject to Brink's secures valuables around the world. 2. When your highest-paid employees spend time handling cash, your business loses time and money. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. 3. Rebekah Hovey is an editor with nearly a decade of experience creating and shaping content in finance-related and health care fields. Plus, the app is optimized for . If Cardholder is subject to Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. Personal Loan Vs. Line Of Credit: Which Is Better? No Minimum Balance, No Late Fees - because this is not a credit card $5.95 for processing and mailing of a return of funds check at Card Account closure. Any opinions, analyses, reviews or recommendations expressed here are those of the authors alone, Republic Bank & Trust Company, Member FDIC. What Is Brinks Prepaid Mastercard? Getting a Business Loan When You Have Bad Credit. 9 Bill payments may be subject to fees. institution. The best move by far is to accept the reduced monthly plan as a Brinks Preferred Benefit member, which requires $500 in qualifying direct deposits each month. Fees may apply.3, Use our mobile apps, Anytime Alerts and Online Account Center to access your money and Card Account wherever you are.6, With $500 in qualifying direct deposits, you get access to a $10 Purchase Cushion7, Reduced Monthly Plan8, and an optional Savings Account.9, The Brink's Show Me The Money Truck Sweepstakes is delivering cash prizes with a chance to win every month!.8. Should You Use a HELOC to Pay Off Credit Card Debt? 1, 2020. Where the Discover it Secured Credit Card really outshines compared to the Brinks Prepaid is its reduced fees. * Find surcharge free ATMs. Cardholder Agreement for details. The $10 Purchase Cushion is not an extension of credit; it is a courtesy exercised at our discretion. person and may be one indicator to the credit type you are eligible for. Netspend is a registered agent of Republic Bank & Trust Company. We may also ask to see your driver's license or other identifying information. prevention restrictions at any time, with or without notice. There are no fees for purchases, and the first late fee is even waived (up to $41 after that). For one, setting up direct deposits with the Brinks card means funds are available up to 2 days earlier than with a bank. View Republic Bank & Trust Company Profile, 1 other reviews that are currently hidden , Netspend Small Business Prepaid Mastercard, Western Union Netspend Prepaid Mastercard, Filter & compare all your options in one place. 6. Take advantage of the convenient features that help take the stress out of managing your money so you can spend time on the important things, like friends, Certain products and services may be licensed under U.S. Patent Nos. The Brink's Money Paycard Mobile App gives you the power to manage your account on the move. Snapshot. Transfer of funds via ACH from your bank account at another financial institution to your Card Account. While we strive to provide a wide range offers, Bankrate does not include information about every financial or credit product or service. Does Brinks charge a monthly fee? For a complete list of fees, please refer to the fee schedule in the Cardholder $9.95 per lost, stolen, or damaged Card replaced. 8 Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical Reduce industry jargon so you get the clearest form of information possible, so you can make the right decision for you. Republic Bank & Trust Company is not affiliated in any way with this optional offer and does not endorse or sponsor this offer. Here's how it works: Order a Card To order a Card, provide your name, mailing address and email address. Picture must meet Image Guidelines. You can see a full range of options, including Automated Clearing House (ACH) Payments and MoneyGram, Visit any of the over 130,000 reload locations in the. After qualifying, Monthly Plan Cardholders will receive the Reduced Monthly Plan Fee of $5 on their next Plan Fee assessment date. By signing up1 for a Brink's Money Prepaid Mastercard, you'll be able to control and manage your day-to-day money in a convenient way. Up to the Greater of 2.75% of the withdrawal amount or $4.00 per withdrawal. However, credit score alone does not guarantee or imply approval for any create up to a $10.00 negative balance on your Card Account. Brink's is founded on a heritage of trust and a reputation as the most reliable name in the industry. The company you trust offers you the features and benefits. Additional transaction fees, costs, terms and conditions may It's ideal for those who want early access to paychecks or government benefits or the ability to load funds in-person at more than 130,000 Netspend Reload Network locations in the US. No minimum balance necessary to open Savings Account or obtain the yield(s). The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Interest is Fill in the application form. Certain restrictions apply; see the program terms and conditions for full details, including point earning and Enroll in Brink's Money Payback Points. document.write(theYear); However, if used correctly, it can be handy in a bind and help people financially establish themselves before graduating to checking accounts and secured credit cards. Brink's Prepaid Mastercard does not require a credit check, so approval is guaranteed. family Fee is assessed to transferor's account when the transfer is Certain products and services may be licensed under U.S. Patent Nos. These are promotional rates and may change Brinks Prepaid Mastercard vs. other starter cards, Connect with Garrett Yarbrough on LinkedIn, One Time $9 - $15 Account Fee (Varies by Product), , you do have to put down a security deposit of at least $200, but you can enjoy rewards on your purchases, just like with the Brinks Prepaid, only without the purchase transaction fees if you opt for the pay-as-you-go plan. Netspend, a Global Payments company, is a registered agent of Republic Bank & Trust Company. However, Visa cards tend to offer more perks on base cards than Mastercard credit cards, and the Brinks Prepaid is also missing the Netspends virtual card number and additional savings account banking options. The APYs were accurate as of but can take up to one hour. You could win up to $5,000 in the Brink's Show Me The Money Truck Sweepstakes. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Our award-winning editors and reporters create honest and accurate content to help you make the right financial decisions. are slightly higher than the Brinks Prepaid 2 percent back at restaurants and gas stations on up to $1,000 per quarter, then 1 percent, and 1 percent on everything else. If 8. The Brink's Money Prepaid Mobile App gives you the power to manage your money on the go from the palm of your hand - View your transaction history and balance - Send money to friends and family 1 - Move money to and from Savings Account - Find the closest reload locations - Load checks using mobile image capture 2 From bill pay to a mobile app, text alerts to a purchase cushion, the Brinks reloadable debit card is one of our top rated prepaid cards. PayPal's prepaid MasterCard charges $4.95 per month for unlimited purchases. Get the app that helps make sure your money keeps up with you! A FICO score/credit score is used to represent the creditworthiness of a Brink's Complete services are provided by Brink's Capital LLC, an indirect wholly owned subsidiary of The Brink's Company. Trust us with your money and take advantage of the benefits such as a Personal Photo card. Prepaid Debit Cards from, in - 10 PM. For people without credit, theDiscover it Secured Credit Cardis the superior option, and consumers should consider it over the Brinks due to its lack of fees and credit-building features. Brink's gives you the peace of mind you deserve. +++To qualify for the Reduced Monthly Plan, your Card Account must receive qualifying direct deposits of paychecks and/or government benefits totaling at least $500 in one (1) calendar month. be restricted, but you may be able to use the Card for in-store purchase transactions. Does Refinancing Your Car Loan Hurt Your Credit Score? The content created by our editorial staff is objective, factual, and not influenced by our advertisers. LET'S TALK. With this combination of expertise and perspectives, we keep close tabs on the credit card industry year-round to: At Bankrate, we focus on the points consumers care about most: rewards, welcome offers and bonuses, APR, and overall customer experience. Sign Up Now. What Are The Different Types of Life Insurance? Domestic ATMs only charge a $2.50 withdrawal fee. You can use your Brink's Money Prepaid Mastercard to pay for just about anything. Those who can Direct Deposit at least $500. Another feature is the $10 Purchase Cushion: Brinks will create a $10 negative balance on the account to cover any overdrafts. You'll receive a Card in the mail within 7-10 business days. Other prepaid cards like the Amex Serve Cash Back prepaid card may rake in more rewards and provide lower cost networks. Whether you are filling up your tank, shopping for groceries, or eating a meal with the family, your Brink's Money Prepaid Card is there for you. More from our insights library: The True Costs of Manual Cash Management Manual cash management costs businesses time and money. Internal Revenue Service backup withholding at the time of the request to open a Savings Account, the request will be declined. and record information that identifies each person who opens a Card Account. See the Cardholder Agreement for details. custom card requires resubmission of image and payment of Custom Card Fee; or (b) a replacement standard card requires payment of But if youre a Brinks Preferred Benefits cardholder, the issuer may give you up to a $10 negative balance as a courtesy, offering some wiggle room if youre in a pinch. We may also ask Notice this card charges a monthly maintenance fee of up to $9.95. The Brink's Money Prepaid Mastercard is issued by Republic Bank & Trust Company pursuant to a license by Mastercard International Incorporated. Interest is Surprisingly for a security brand, the Brinks card doesnt offer any of the additional account security features youll find with its Netspend cousins. Prepaid cards arent the best rewards pairing material, but co-branded prepaid cards like the Walmart MoneyCard Visa with Cashback Rewards might supply you with a higher-grade source of rewards if you frequently shop at specific retailers. WHAT THIS MEANS FOR YOU: When you open a Card Account, we will ask for your name, address, date of birth, and your government ID number. in electronic form. 8. The Brinks Prepaid Mastercard can be helpful in a financial pinch for people who are unbanked or who cant open a traditional checking account. and everyday life! The Brinks Prepaid MasterCard is for those who might not be able to get a bank account, but want some of the benefits and features of a bank account. Youll also experience a $3 Over-the-Counter (OTC) cash withdrawal fee at financial institutions like banks or a 2.75 percent fee of the total withdrawal at in-network reload locations (or $4, whichever is greater). No Fee. Consistently provide up-to-date, reliable market information so you're well-equipped to make confident decisions. the Average Daily Balance which is $1,000.00 or less will be 4.91%. Use of Card Account also subject For purposes of FDIC coverage limit, all funds held on deposit by the Cardholder at Republic Bank & Trust Company will be aggregated Just make five (5) transactions of $5 or more on your Brink's Money Prepaid Mastercard.1, Card use subject to activation and identity verification.2. The card comes with a mobile app . The company's mission is to develop However, if you need a checking account and have no access to a traditional one, the Brinks can be helpful. The interest rates and APYs of each tier may change. All other trademarks and service marks belong to their owners. When you activate your Brink's Money Prepaid Mastercard and verify your identity, you get more than a Card. Avoid These Costly Mistakes, Compare Specialty Homeowners Insurance Reviews, Expert Strategies to Invest in Real Estate, How To Start Investing with $1,000 or Less, Investment Strategies to Start Building Wealth, Finding the Right Investor for Your Startup, Strategies On Increasing Your Current Income, How To Manage Your Personal Finances Successfully, Retirement Savings: Making Up for Lost Time. Fee applies if there are funds in the Card Account and the Card Account has had no activity, i.e., no purchases; no cash withdrawals; no load transactions; and no Balance Inquiry Fee for ninety (90) days. Bankrateexpert Garrett Yarbrough strives to make navigating credit cards and credit building smooth sailing for his readers. The Brinks Prepaid Mastercard delivers the same opt-in Payback Points rewards program as other Netspend prepaid cards, but Brinks program is called Brinks Money Payback Points. There is a reload fee of up to $3.95 fee every time you reload the card. When it comes to rewards cards centered around cash back on everyday purchases, you typically want your points to be worth at least 1 cent apiece for a 1 percent cash return. Certain products and services may be licensed under U.S. Patent Nos. Use Direct Deposit You'll receive a Card in the mail within 7-10 business days. See the 2Faster funding claim is based on a comparison of our policy of making funds available upon receipt of payment instruction versus the typical banking practice of posting funds at settlement. Compare real offers from multiple lenders. Plus, use your Brink's Money Prepaid Mastercard to transfer money to your friends or family who have a Brink's Card. With the Brink's Prepaid MasterCard, you can get paid up to two days faster and manage your money anytime and anywhere. information from the IRS, visit https://www.irs.gov/refunds. Prepaid cards operate like debit cards in that you cant spend beyond your cards balance. Considering a card program for your business? plus you get: Use your Card in everyday places and you could earn cash back offers back to your Card Account. Plan. Netspend Corporation.All rights reserved worldwide. All checks are subject to approval for funding in Ingo Money's sole discretion. You do have the card in your possession, correct? Certain products and services may be licensed under U.S. Patent Nos. If Cardholder is subject to Above that, the APY drops to 0.50 percent (0.49 percent variable interest rate), which isnt a terrible rate considering the current average APY. iPhone. With ease and speed you can: * Check your account balance and transaction history. Card may be used everywhere Debit Mastercard is accepted. Plus, when you Direct Deposit at least $500 in payroll or government benefits in a calendar month onto your Brink's Money Prepaid Card, you're eligible for the Reduced Monthly Plan. If youve decided a prepaid credit card is the perfect payment choice but you might not use it often enough to justify a monthly fee, then the Brinks Prepaid Mastercard and its pay-as-you-go plan could be a great fit. document.write(theYear); 6 Payback Rewards is an optional program. If your identity is partially verified, full use of the Card Account will The Pay-As-You-Go Plan is the default Plan Fee on the Card Account. The owner of this website may be compensated in exchange for featured placement of certain Bankrate, LLC NMLS ID# 1427381 | NMLS Consumer Access Fee is determined and assessed by operator of Netspend Reload Network location, and varies depending on location. Your funds on deposit are FDIC insured up to $250,000 through your issuing bank, subject to aggregation of all funds held on deposit. Territories, including Guam and Puerto Rico, and where prohibited by law. 6,000,608 and 6,189,787. Republic Bank & Trust Company and Mastercard are not affiliated in any way with this optional offer and do not endorse or sponsor this offer. IMPORTANT INFORMATION FOR OPENING A CARD ACCOUNT: To help the federal government fight the funding of terrorism and money laundering activities, the USA PATRIOT Act requires us to obtain, verify, and record information Besides its laundry list of fees, a few other key considerations deserve your attention before choosing the Brinks Prepaid. iPad. For consumers, the Brink's Money card can be used in stores, restaurants and online, and provides access to cash at ATMs around the world. Pay- Clear the combination-lock tumblers by rotating the dial clockwise several times. With Brink's Direct Deposit, you can get paid faster than a paper check. As such, your money may go a bit farther with a debit or credit card. 7 The Savings Account is made available to Cardholders through Republic Bank & Trust Company; Member FDIC. Earn unlimited 1% cash back on all other purchases automatically. Find Your Best Match for Student Loan Refinancing. Login. Do Private Student Loans Have a Statute of Limitations? Load your Card Account the way you want: At one of our 130,000 reload locations, Access your Card Account with our Online Account Center, mobile apps and Anytime Alerts.
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